Uni-Fund SA — Terms and Conditions

01 · Student Registration Details

Students must provide accurate information

— Full Name
— Student Number
— Phone Number
— Student Email Address

— University / Institution
— Residence Name
— Room Number
— Date

Please note: providing incorrect personal, academic or residence information may result in application rejection or removal from the platform.

02 · Application Requirements

Before an application can be considered

Students must submit

✔ Proof of current enrolment
✔ Proof of residence
✔ Digital confirmation agreeing to Uni-Fund SA rules

Accepted verification documents

— Student card / student ID
— Proof of residence
— Acceptance letter
— Current class timetable
— Academic transcript/script, where applicable
— Official registration confirmation
— Student portal screenshot
— Other information that can reasonably confirm student status

Please note: applications without sufficient verification documents will not be processed. Documents must be valid, clear, and belong to the applicant.

03 · Advance Request & Processing Fees

Request an advance during operating hours

Mon – Sat

06:00 – 23:00

Operating hours for advance requests.

Sunday: Closed. Requests submitted outside these hours are processed the next operating day.

Advance Request Amount	Processing Fee
R0 – R100	R35
R101 – R200	R60
R201 – R300	R85
R301 – R400	R110
R401 – R500	R135

Note: The fee table above is indicative. The exact processing fee is confirmed to the student, in line with applicable requirements, before the advance is provided. Once confirmed and the advance is approved, the fee is once-off and non-refundable. Terms subject to change.

The processing fee covers: student verification, database and administration, record keeping and monitoring, and platform maintenance.

What an advance may be used for

Financial assistance is intended for short-term, necessary student needs, such as:

✔ Printing costs

✔ Academic resources

✔ Phone repairs

✔ Transport costs

✔ Required components or materials

✔ Clothing

✔ Other appropriate short-term student needs

04 · Approval Process

What happens after you apply

Every student follows the same journey through Uni-Fund SA:

Apply → Verify → Request/Review → Approval or Rejection → Agreement → Assistance → Repayment → Continued Access

Applications are reviewed after all required information and documents have been submitted. Typical review time is 2–3 hours for complete applications. Approval depends on:

✔ Successful student verification

✔ Accuracy of information provided

✔ Availability of assistance funds

✔ Previous repayment history (where applicable)

Please note: submitting an application does not guarantee approval. If a student does not meet the applicable requirements, the request is rejected and the student is not required to repay it, since no assistance was provided. Before an approved advance is paid out, the student must confirm agreement to the applicable processing fee, the repayment date, and the applicable terms.

05 · Repayment Rules

Students receiving an advance agree to

✔ Repay the full approved advance amount
✔ Repay on the agreed repayment date
✔ Communicate early if unexpected difficulties affect repayment

Failure to repay may result in

— Suspension from future assistance
— Removal of platform access
— Restriction from future applications until outstanding balances are resolved

When repayment is due: the intended repayment period is generally around the end of the month, when the student receives expected funds such as an allowance or parental support. As advances are repaid, the funds become available again to assist other verified students.

06 · Student Responsibilities

Every Uni-Fund SA student agrees to

✔ Provide truthful information

✔ Submit genuine documents

✔ Protect their account information

✔ Repay advances responsibly

✔ Respect the purpose of the platform

✔ Help maintain a trustworthy student assistance system

07 · False Information & Misuse Policy

Providing false information, fake documents, impersonation or intentionally misleading Uni-Fund SA is prohibited

If false information or misuse is identified, Uni-Fund SA may:

Suspend or terminate platform access
Cancel assistance eligibility
Require immediate repayment of outstanding amounts
Apply administrative action where appropriate
Refer serious cases involving suspected fraud or impersonation to relevant authorities where justified

08 · Frequently Asked Questions

What students should know

Q. Will I be approved?

Approval isn't guaranteed. Provide all required documents to support your application.

Q. What if I can't repay?

Only apply when you know you can repay.

Q. Are there hidden fees?

No hidden fees. You repay the amount received plus the agreed processing fee.

Q. Is my information private?

Yes. Your information is stored separately from your university/college. Records are kept securely in cloud storage, with relevant information exported monthly for record keeping and administration, and are retained for as long as you remain an active Uni-Fund SA student, subject to Uni-Fund SA's record-retention policy.

Q. Will rejection affect me?

No. A rejected application has no effect on your academic status.

Q. Will other students know I applied?

No. Applications are kept confidential.

Q. What if something goes wrong?

Contact the official Uni-Fund SA account for assistance.